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Money value is a living benefit that continues to be with the insurer when the insured dies. Any outstanding fundings versus the money value will minimize the plan's fatality benefit. Income protection. The plan proprietor and the insured are typically the very same person, yet occasionally they may be various. A company may acquire crucial individual insurance policy on a crucial employee such as a CEO, or a guaranteed could sell their very own policy to a 3rd celebration for cash in a life settlement - Beneficiaries.
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